Disclaimer

Welcome to grahammulligan.com. By accessing and using this website you agree to comply with and be bound by the following disclaimer, together with our Terms of Service.

The information contained on this website is for general information purposes only and is provided by grahammulligan.com. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. You should make your own enquiries to determine whether the information or services referred to are appropriate for your intended use. Nothing on this website constitutes personalised financial, legal, medical or professional advice.

In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

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USE OF ARTIFICIAL INTELLIGENCE

AI Use Disclaimer

Last updated: 1 September 2026

Graham Mulligan and Mulligan Governance Advisory use artificial intelligence (AI) tools in parts of this website. This section explains how, so you know what you're reading and what you're relying on.

AI-assisted content. Some articles, board briefs, and diagnostic materials on this site are drafted with AI assistance. Every published piece is reviewed, edited, and approved by Graham Mulligan before it goes live. The views, frameworks, and conclusions are his.

AI-generated images. Some images on this site are AI-generated or AI-edited. Where this is the case, it is noted next to the image.

AI in our tools. Interactive tools on this site, including diagnostic and self-assessment tools, use AI or automated logic to generate output based on the information you enter. These tools are general in nature, intended to prompt your own thinking, and do not account for your specific circumstances. They are not advisory engagements. Advisory work, board appointments, and consulting are separate services delivered directly by Graham Mulligan, not generated by AI.

Accuracy. AI tools can make mistakes. While we review AI-assisted content before publishing, we cannot guarantee it is error-free, complete, or current. Books, articles, and tools on this site are general information only, not advice tailored to your situation.

Privacy. If you enter information into a tool or chatbot on this site, it may be processed by third-party AI providers to generate a response. We do not use your inputs to train AI models. We handle personal information in line with our Privacy Policy and the Australian Privacy Principles under the Privacy Act 1988 (Cth).

Intellectual property. AI tools assist in drafting, but the frameworks, structure, and final content are the original work of Graham Mulligan / Mulligan Governance Advisory and remain protected by copyright.

Questions. Contact graham@grahammulligan.com.

DIGITAL PRODUCTS AND REFUNDS

All books, guides and other products sold via this website are supplied as digital products, delivered electronically. Because digital products are delivered instantly and cannot be returned once accessed or downloaded, all sales are final and we do not offer refunds, returns, exchanges or credits for change of mind.

If you experience a technical problem with a purchase, such as a corrupted file or a failed download, contact us at graham@grahammulligan.com and we will re-supply the product or correct the fault at no charge.

Nothing in this disclaimer excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law, or any other applicable law, that cannot lawfully be excluded.

COPYRIGHT NOTICE

This website and its contents are the copyright of Graham Mulligan, © 2026. All rights reserved.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following. You may print or download contents to a local hard disk for your personal and non-commercial use only. You may copy some extracts only to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.

You may not, except with our express written permission, distribute or commercially exploit the content. You may not transmit it or store it on any other website or other form of electronic retrieval system.